The Little Ship Club (“the Club”) must make clear the basis on which it organises and you participate in the events that make up the Club’s varied sailing calendar. Those events may include fast cruises, yacht races, training events and social rallies (together “the Activities”).
The Club introduces skippers and crews to one another, but it cannot warrant or certify the seaworthiness of vessels or the competence of individual skippers or crew.
By taking part in any Activity, whether by putting to sea or crossing a start line, you agree –
• that none of the Club, The Little Ship Club Limited (“the Company”), the Flag Officers, Officers, Committee Members, Directors and employees of the Club or the Company are responsible to you or others for personal injury, loss of life, loss of or damage to your, or anyone else’s, vessel or property arising from your taking part in the Activities.
If you are a skipper, you also agree –
• that the decision to take part in or withdraw from any of the Activities is solely yours and that it is your responsibility to make sure that your vessel and its equipment are sound, that your crew are properly briefed as to safety on board and that both crew and vessel are suitable for the Activities in the conditions prevailing;
• that any tidal or other navigational information offered by the Club is for guidance only and should be checked by you;
• that the responsibility to arrange adequate and suitable insurance cover with sufficient geographical and territorial range, including third party liability cover for a minimum sum insured of £2.0 million, for any Activity is yours; and
• that you will draw this disclaimer to your crew’s attention before participation in any Activity.
If you are a crew member, you also agree –
• that the responsibility to arrange adequate and suitable insurance cover for any Activity is yours.
Nothing in this disclaimer seeks to limit any statutory or common law liability that the Club or the Company may have for death or personal injury arising from the negligence of either.
Advisory Note
Members should be aware that yacht insurers and life insurers may regard some of the Activities listed above as “racing” within the terms of particular insurance policies and that not all policies cover such activity. Members should therefore check for themselves that their insurance protections provide adequate cover for the particular Activity in which they are taking part.

You can download a copy of the disclaimer here